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Credicorp is pleased to invite institutional investors and sell-side analysts to its hybrid Investor Day 2023.

Credicorp management team members participating in the event will discuss how the Group is powering sustainable growth through its consistent focus on innovation, talent and sustainability.

The Investor Day is open to the investment community and pre-registration is required by Monday, June 12, 2023.

We look forward to seeing you!

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8:30 am       Registration and Coffee

9:00 am       Opening

9:05 am       Welcome Remarks

9:10 am        Powering Sustainable Growth Through Economic Cycles

9:25 am        Innovation is Discipline

9:35 am        Yape's Growth and Monetization Roadmap

9:45 am        BCP: Driving Transformation for Sustained Growth in an Underserved Market

10:00 am      Mibanco: Evolving and Scaling Our Responsible and Profitable Business Model

10:10 am       Pacifico: Leveraging Customer Service and Digitalization to Grow in an Expanding Market

10:20 am      IB&WM: Focusing to Grow on our Core and Profitable Businesses

10:25 am       Disciplined Decision Making for Sustainable Value Creation

10:40 am      Break

10:45 am      Q&A

11:30 am       Closing Remarks



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Luis Enrique Romero Belismelis – Chairman of the Board 

Mr. Romero has served as the Chairman of the Board and Executive Chairman of Credicorp Ltd. since June 9, 2020 and has been a Director since March 31, 2017. Through his role on the boards of various subsidiaries, Mr. Romero has broad insight into the Group's businesses. He has also been Chairman of the Board of Banco de Crédito del Perú (BCP) since April 5, 2021, and a Director since March 31, 2009.

Mr. Romero is a member and has been Chairman of the Board of Grupo Crédito S.A. since October 29, 2020, as well as a Director of Pacífico Compañía de Seguros y Reaseguros, Credicorp Perú S.A.C., Mibanco — Banco de la Microempresa S.A., Pacífico S.A. EPS and Atlantic Security Holding Corporation.

Mr. Romero has vast experience as the Head of Finance and General Manager in several companies in the consumer and services sector related to Grupo Romero. Currently, Mr. Romero is a director of the Peruvian listed companies Inversiones Centenario S.A.A., and Alicorp S.A.A.

Mr. Romero holds a bachelor's degree in Economics from Boston University in the US.

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Gianfranco Ferrari – Chief Executive Officer (CEO)

Mr. Ferrari was appointed CEO of Credicorp Ltd. in January 2022. He was previously Credicorp Ltd.’s Deputy CEO and Head of Universal Banking and has held other leadership roles since he joined Credicorp Ltd. in 1995.

Mr. Ferrari’s extensive and diverse experience in strategic roles include, CEO, Head of Corporate Banking & Corporate Finance, Head of Retail Banking & Wealth Management at Banco de Crédito del Perú  (BCP) and, CEO of BCP Bolivia from 2005 to 2008. He led Banco de Crédito del Perú acquisition of Edyficar in 2009 and of Mibanco in 2014 and led the Company’s Digital Transformation Strategy which began in 2015.


He is also a member of the BCP,BCP Bolivia, Pacífico, Mibanco and Credicorp Capital Boards of Directors.

Mr. Ferrari holds a degree in Business Administration from the Universidad del Pacifico (UP) in Peru and an MBA from Northwestern University’s Kellogg Graduate School of Management in the US.

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Cesar Rios – Chief Financial Officer (CFO)

Mr. Rios has served as CFO of Credicorp Ltd. and Banco de Crédito del Perú (BCP) since April 2018. He joined Credicorp in 1993 as a Corporate Finance associate.

Mr. Rios’ extensive career with the Group includes diverse financial and leadership roles such as Head of Financial Planning and Control, Head of Corporate Strategy, Head of Collections for Retail Banking and Head of Credit and Operating Risk within BCP’s Risk Management Unit, as well as CFO and COO of Banco Capital, Credicorp’s former El Salvador subsidiary. Mr. Rios is also a Board member of several Credicorp subsidiaries, including Mibanco and Solucion Empresa Administradora Hipotecaria, among others.


Mr. Rios holds a bachelor’s degree in engineering from Pontificia Universidad Catolica and a master’s degree from ESAN Escuela de Administracion de Negocios para Graduados, both in Peru, and an MBA from MIT’s Sloan School of Management in the US.

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Francesca Raffo – Chief Innovation Officer (CINO)

Ms. Raffo was appointed Credicorp’s  Chief Innovation Officer in February 2022 and has also been Deputy CEO and Chief Transformation and Innovation Officer at Banco de Crédito del Perú (BCP) since January 2023. Additionally, she was Retail Banking Deputy CEO at BCP for 2.5 years until December 2022.

Ms. Raffo’s successful career at BCP spans 29 years and includes heading BCP’s digital transformation, managing the Happy Customers Division, creating BCP‘s first Innovation Center and leading Marketing and Analytical Services. Ms. Raffo joined BCP in 1994 as a pioneer member of the Process Reengineering team and subsequently led various strategic projects within Retail Banking.

Ms. Raffo holds a Bachelor’s Degree in Business Administration and an MBA in Management Information Systems from The American University in Washington D.C. in the US.

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Diego Cavero – CEO of Banco de Crédito del Perú (BCP)

Mr. Cavero has been the CEO of Banco de Crédito del Perú (BCP) and Head of Universal Banking since January 2022. He was previously Deputy CEO at BCP focusing on Wholesale Banking.

Mr Cavero has worked in Credicorp form almost 30 years. All of those years in the Universal Banking business line. He was named Wholesale Banking Managing Director in March 2018. Prevously he was Head of the Efficiency, Administration and Processes Division from 2017 to March 2018. Between 2013 and 2017,  Mr. Cavero was the Head of the Efficiency Division and led the implementation of the Efficiency Program at BCP. He has held various management positions at the Wholesale Banking Division, including Head of Corporate Banking, Middle Market Commercial Area.

Prior to this, Mr. Cavero was CEO of BCP Bolivia from 2008 to 2012 and served on various BCP Boards of Directors as well. Mr. Cavero is currently a member of BCP Bolivia Board of Directors.

Mr. Cavero earned a degree in Business Administration at Universidad de Lima and holds an MBA from The University of Texas at Austin in the US.

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Javier Ichazo – CEO of Mibanco

Mr. Ichazo is the CEO of Mibanco and Head of Microfinance of Credicorp. He began his career at Banco de Crédito del Perú (BCP) in 1996 and held a number of positions in various regions of Peru. In addition to his extensive knowledge in banking and finance, Mr. Ichazo brings his experience serving as Business Manager at BCP from 2000 to 2017. 

Mr. Ichazo is the Chairman of the Board of Mibanco Colombia, and Vice Chairman of the Board of ASOMIF (Association of Microfinance Institutions of Peru or Asociación de Instituciones de Microfinanzas del Peru).

Mr. Ichazo holds a bachelor’s degree in Economics and Business Administration from the University of Piura (Peru) and holds an MBA from the School of Management of the University of Piura.

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Cesar Rivera – CEO of Pacifico Seguros

Mr. Rivera has been the CEO of Pacífico Seguros since January 2020. With over 25 years of experience in the Pensions and Insurance sector, Mr. Rivera has also held the positions of CEO at Santander Life Insurance Company in Peru, Deputy CEO at American Life Insurance Company (ALICO) in Argentina, and CEO at Pacífico Vida Life Insurance Company.

Mr. Rivera served as a professor at the Universidad de Piura, Business and Economics Faculty from 2008 to 2017 and was a member of the Board of Directors of the Iberoamerican Foundation for Occupational Health and Safety (FISO by its Spanish initials) from 2008 to 2017. Currently, he is a member of the Boards of Directors of Prima AFP, Mibanco SA and Crediseguro Personas and Crediseguro Generales, BCP Bolivia.

Mr. Rivera has a degree in Industrial Engineering from the Universidad de Piura and an MBA from Universidad ESAN. He also holds a Diploma in Corporate Finance from the Universidad del Pacífico. He has participated in programs in management and technical areas, such as the Management Program at Wharton School University of Pennsylvania, US, and the Life Insurance Program at the Swiss Insurance Training Centre in Zurich.

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Eduardo Montero – CEO of Credicorp Capital

Mr. Montero has been the Head of Investment Banking and Wealth Management of Credicorp Ltd. and the CEO of Credicorp Capital since January 2019. He has worked at Credicorp since 1994. His extensive experience in the organization includes expertise in different areas such as Corporate Finance, Business Solutions and Retail and Consumer Banking at Banco de Crédito del Perú (BCP). He also held the position of CEO at ASB, BCP Miami and Credicorp Securities (USA).

Mr. Montero holds a bachelor's degree in economics from Lehigh University in the US, and an MBA from the Wharton School at the University of Pennsylvania in the US.

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Raimundo Morales – CEO of Yape

Mr. Morales has been the CEO of Yape since January 2022. He previously worked with McKinsey & Company for 13 years where he led the Digital Practice in Spanish LatAm and was a Managing Partner of the firm’s Lima Office. Throughout his McKinsey career, Mr. Morales’ practice included advising LatAm-based financial institutions in a variety of areas including leading, developing and executing the digital strategy and end-to-end transformation in Peru, Chile, Colombia, Ecuador and the Caribbean. Prior to McKinsey, Mr. Morales was a senior investment officer at SEAF Peru, a global impact private equity manager focused on providing Peruvian entrepreneurs with capital, knowledge, and networks.

Mr. Morales holds a BA in economics from the Universidad del Pacifico (UP) in Peru, where he is Vice-president of Patronato UP. He also holds an MBA from the Stanford Graduate School of Business in the US.

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Milagros Ciguenas – Investor Relations Officer (IRO)

Ms. Ciguenas has been Credicorp’s IRO since August 2019. She joined the group in 2017 as Efficiency and Productivity Manager at Banco de Crédito del Perú (BCP).

Prior to this role, she had a thirteen-year career at the BBVA Group, where she held various increasingly senior roles including in Financial Management, Investor Relations and Financial Planning at BBVA Peru, and Head of Value Based Management at the Spanish group’s holding company.

Ms. Ciguenas holds a BS in Industrial Engineering from Pontificia Universidad Católica del Peru and an MBA from the Wharton School of the University of Pennsylvania in the US.

Replay 2023

Credicorp Investor Day was held in New York on June 20, 2023. A live streaming is available for replay. 

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Replay 2022

Credicorp Investor Digital Day was held in New York on March 15, and in London on March 16, 2022. A live streaming of the New York event is available for replay. 

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