About
Credicorp (NYSE: BAP) is pleased to invite institutional investors and sell-side analysts to its 2025 Investor Day and 30th IPO Anniversary Celebration, scheduled to take place in New York on October 9, 2025.
This event will be hosted in a hybrid format, offering the opportunity to participate in person or via a live webcast.
Join us as Credicorp’s leadership reflects on 30 years of transformation since its IPO, sharing how our integrated strategy is shaping the future of financial services.
We’ll explore how we are unlocking growth and strengthening capabilities through innovation to drive sustainable, long-term shareholder value.
Pre-registration is required by Thursday, October 2, 2025.
We look forward to your participation!
Agenda
8:30 am Registration and Breakfast
9:00 am Welcome and Opening Remarks
9:10 am Panel Discussions with Senior Management
10:45 am Q&A Session
11:45 am Closing Remarks
12:00 pm Celebratory Cocktail Reception
12:15 pm Luncheon
Detailed agenda to follow
Speakers
Luis Enrique Romero – Executive Chairman
Mr. Romero has served as Chairman of the Board and Executive Chairman of Credicorp Ltd. since June 9, 2020, and has been a Director since March 31, 2017.
Through his role on the boards of various Credicorp subsidiaries, Mr. Romero has gained broad insight into the Group's businesses. He has also served as Chairman of the Board of Banco de Crédito del Peru since April 5, 2021, and as a Director since March 31, 2009. He has been a member and the Chairman of the Board of Grupo Crédito S.A. since October 29, 2020, and also serves as a Director of Pacífico Compañía de Seguros y Reaseguros, Credicorp Peru S.A.C., Mibanco - Banco de la Microempresa S.A., Pacífico S.A. Entidad Prestadora de Salud and Atlantic Security Holding Corporation.
Mr. Romero has vast experience from serving as Head of Finance and General Manager at several companies in the consumer and services sector affiliated with Grupo Romero. He is also a Director of the Peruvian listed company Alicorp S.A.A. and serves on the boards of various private companies within Grupo Romero.
Mr. Romero holds a bachelor’s degree in Economics from Boston University.
Gianfranco Ferrari – Chief Executive Officer (CEO)
Since January 2022, Gianfranco Ferrari has served as the CEO of Credicorp. During his 30-year tenure at the company, he has held several leadership positions. Prior to becoming CEO, he served as Deputy CEO and Universal Banking Manager of Credicorp. From 2018 to 2021, he was CEO of Banco de Crédito del Perú (BCP).
For over 17 years, between 2000 and 2017, Mr. Ferrari led Corporate Banking and Corporate Finance, Retail Banking and Wealth Management at BCP, where he spearheaded the company´s digital transformation strategy from 2015 to 2017. He also served as CEO of BCP Bolivia from 2005 to 2008.
Currently, he is Chairman of the Board at BCP Bolivia, Credicorp Capital and Prima AFP; Vice Chairman of the Board at Mibanco, and Board Member of BCP.
In addition, Mr. Ferrari serves on the boards of the Instituto Peruano de Economía, Consejo Privado de Competitividad, Es Hoy, Perú Sostenible, and Red de Estudios para el Desarrollo. He holds a degree in Business Administration from Universidad del Pacífico and an MBA from Northwestern University’s Kellogg Graduate School of Management.
Francesca Raffo – Chief Innovation Officer (CINO)
Appointed Credicorp’s Chief Innovation Officer in February 2022, Ms. Raffo previously served as Deputy CEO of Retail Banking at BCP until October 2024.
Her successful 26-year career at BCP includes leading the bank’s transformation efforts, managing the Satisfied Customers Division, creating BCP’s first Innovation Center, and overseeing Marketing Services. She joined BCP in 1994 as a member of the pioneer Process Reengineering team and subsequently led several strategic projects within Retail Banking.
She currently serves on the boards the Yape Market S.A.C., Mibanco – Banco de la Microempresa de Colombia S.A. and BCP Bolivia, all subsidiaries of Credicorp.
Ms. Raffo holds a bachelor’s degree in Business Administration and an MBA in Management Information Systems, both from The American University in Washington D.C.
Alejandro Perez Reyes – Chief Financial Officer (CFO)
Mr. Perez-Reyes was appointed Chief Financial Officer of Credicorp Ltd. in July 2024. Prior to this role, he served as Chief Operating Officer (COO) of Credicorp Ltd. beginning in January 2022, and as COO and Country Head of Credicorp Capital Peru until December 2021. Additionally, he held the position of Investment Manager at Prima AFP, a Pension Fund where he oversaw US$ 10 billion in assets.
He has worked within the Credicorp group since 1999, holding roles such as Head of Financial Derivatives and Structured Products of Banco de Credito del Peru and Investment Manager of Credifondo SAF.
Mr. Perez-Reyes holds a bachelor’s degree in Economics from the University of Lima and an MBA from Harvard University.
Cesar Rios – Chief Risk Officer (CRO)
Mr. Rios has served as Chief Risk Officer (CRO) of Credicorp Ltd. and Banco de Credito del Peru since July 2024, following six years as Chief Financial Officer (CFO) of both institutions from April 2018 to June 2024. He joined Credicorp in 1993, as a Corporate Finance associate.
In 1997, he was appointed CFO and Chief Operating Officer (COO) of Banco Capital in Salvador, following Credicorp’s acquisition. In 2003, Mr. Rios rejoined BCP Stand-alone, where he held several strategic roles, including Head of Credit and Operating Risk in the Risk Management Unit, Head of Collections for Retail Banking, and Head of Corporate Strategy, a position encompassing corporate strategy, internal consulting, mergers and acquisitions, and business incubation. In 2013, he became Head of Financial Planning and Control at BCP.
He currently serves on the boards of several Credicorp subsidiaries, including Mibanco Banco de la Microempresa S.A., Mibanco Banco de la Microempresa Colombia S.A., Solución Empresa Administradora Hipotecaria S.A., Yape Market S.A.C., Pacifico S.A. Entidad Prestadora de Salud, Inversiones 2020 S.A., Soluciones en Procesamiento S.A., Credicorp Perú S.A.C, among others.
Mr. Rios holds a bachelor’s degree in Engineering from Pontificia Universidad Católica del Peru; a master’s degree from ESAN Escuela de Administración de Negocios para Graduados (Peru); and an MBA from the Massachusetts Institute of Technology’s Sloan Fellows Program.
Raimundo Morales – CEO of Yape
Mr. Morales has served as CEO of Yape since January 2022. He previously spent 13 years at McKinsey & Company, where he led the Digital Practice in Spanish Latin America and served as Managing Partner of the firm’s Lima office. Throughout his McKinsey career, Mr. Morales’ advised Latin America-based financial institutions across areas such as digital strategy, leadership development and large-scale transformation in Peru, Chile, Colombia, Ecuador, and the Caribbean.
Prior to McKinsey, Mr. Morales was a Senior Investment Officer at SEAF Peru, a global impact private equity manager focused on providing Peruvian entrepreneurs with capital, knowledge, and networks.
Mr. Morales holds a bachelor’s degree in Economics from the Universidad del Pacifico (UP) in Peru, where he serves as Vice-president of Patronato UP. He also holds an MBA from the Stanford Graduate School of Business in the US.
André Rezende – Chief Technology Officer (CTO)
Mr. Rezende was appointed Chief Technology Officer of Credicorp in September 2023. Prior to joining Credicorp, he served as Managing Director of Technology at Accenture.
Over the course of a distinguished 30-year career at Accenture, Mr. Rezende held multiple leadership roles in Technology, Systems Integration, Operations, and Infrastructure. He also led major consulting engagements in the Financial Services Industry, managing large/scale transformation programs across Latin America, Europe and India, with a focus on banking, insurance, capital markets, payments and credit.
Mr. Rezende currently serves on the board of Monokera S.A.S. and on the Technical Board of Pacifico Seguros, both subsidiaries of Credicorp.
He holds a Bachelor of Science in Electronic Engineering from UFRJ, a Specialization in Information Systems from PUC-RJ, and two MBAs, one in Information Systems Management from FGV-RJ and another in Management from IBMEC-RJ. He also earned a Master’s degree in CTO Leadership from the Massachusetts Institute of Technology.
Milagros Ciguenas – Investor Relations Officer (IRO)
Ms. Cigueñas has served as Investor Relations Officer of Credicorp since August 2019. She joined the group in 2017 as Efficiency and Productivity Manager at Banco de Crédito del Perú.
Prior to joining Credicorp, she spent 13 years at the BBVA Group, where she held increasingly senior roles in Financial Management, Investor Relations and Financial Planning at BBVA Peru, and Head of Value Based Management at group’s holding company in Spain.
Ms. Cigueñas holds a bachelor’s degree in Industrial Engineering from Pontificia Universidad Católica del Peru and an MBA from the Wharton School of the University of Pennsylvania.
Giovanni Terzano – Head of Products & Digital Channels at BCP
Mr. Terzano was appointed Head of Products & Digital Channels for Corporate, Commercial and SME Banking at Banco de Credito del Peru (BCP) in May 2025. In this role, he leads the strategy and execution of digital solutions for large corporations and SME clients, driving BCP´s digital transformation agenda.
Previously, Mr. Terzano served as Head of the Commercial and Institutional Banking segment at BCP, where he led the successful expansion of BCP Xplore, an innovative solution tailored for fintechs, startups, and technology-driven companies. Earlier in his career, he held various leadership positions withing Corporate and Investment Banking over a span of more than 10 years.
Mr. Terzano holds a Bachelor’s degree in Business Administration from Universidad de Lima, an MBA from the Kellogg School of Management, and is currently pursuing a Master of Science in Emerging Technologies at NYU Tandon School of Engineering.
Monica Rivas – Division Manager of Bancassurance and Credicorp Ecosystems at Pacifico
Ms. Rivas joined Pacífico Seguros in 2023. She currently serves as Division Manager of Bancassurance and Credicorp Ecosystems, overseeing channels such as Banco de Crédito del Perú (BCP), Mibanco, and Yape. She also leads the Center of Excellence for Digital Growth and heads Digital Sales at Pacífico Seguros.
Prior to joining Pacífico Seguros, Ms Rivas built a 27-year career at BCP, where she held various leadership positions. This included Head of Strategic Planning for Wholesale Banking and Corporate Banking Business Manager, with responsibilities spanning strategic sectors such as mining, infrastructure, and energy. She also spearheaded, two Agile Tribes: the Electronic Invoice Tribe for SMEs and the Corporate Financing Products Tribe, and played a key role in implementing the Reactiva Perú Program to support medium and large companies during challenging economic times.
Ms. Rivas holds a degree in Business Administration from Universidad del Pacífico and an MBA from Universidad Adolfo Ibáñez in Chile.
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